01Flagship
Storm
$180/moShop Pay
Our most capable build — long-range battery and a planted step-through frame.
$1,999
Shop →
Financing — Shop Pay × Affirm
Ride now.
Ride now.
Pay over time.
Split any Snapcycle into monthly payments at checkout, through Shop Pay Installments or Affirm. Checking your options takes about a minute — and it won't affect your credit.
Rates from 0–36% APR
No late fees
Pay off early, free
01 — WHAT IT COSTS
Real numbers,
up front.
Example payments assume a 12-month plan at 15% APR. Your exact terms depend on your credit — and you'll see them before you commit to anything.
02 — HOW IT WORKS
Three steps.
No paperwork.
Everything happens inside checkout. No forms to print, no waiting on approval emails.
01
Fill your cart
Bike, spare battery, gear — financing covers the whole order, not just the bike.
02
Pick your plan at checkout
Select Shop Pay Installments or Affirm and answer a few questions for a real-time decision. It's a soft check — your credit stays untouched.
03
Pay over time
Automatic payments with email and text reminders, managed in the Shop app or at affirm.com. Pay off early anytime — it's free, and it cuts your interest.
03 — THE PROMISE
No gotchas.
Financing only works when you can trust the numbers. Here's the deal, in plain English.
Transparent
You see the total you'll pay before you commit. That number never goes up — no compounding interest, no surprises.
Flexible
4 payments at 0% APR on eligible smaller orders, or monthly plans on your bike. You pick the schedule that fits your budget.
Fair
No late fees or hidden fees with Affirm. You'll see your total cost before you commit. No prepayment penalty.
04 — FAQ
Money questions,
straight answers.
Will checking my options affect my credit?
No. Checking eligibility is a soft credit check, which doesn't affect your credit. If you go ahead with a plan, Affirm may report your payment history to credit bureaus — so on-time payments can work in your favor.
Shop Pay Installments vs. Affirm — what's the difference?
Same engine, two doors. Shop Pay Installments is powered by Affirm and keeps everything inside checkout; choosing Affirm runs the same check in Affirm's own flow. The terms are equally transparent either way — pick whichever feels natural.
What rate will I actually get?
Between 0% and 36% APR, based on your credit and the plan you choose. As an example, a $1,999 Storm on a 12-month plan at 15% APR runs about $180/mo. You'll see your exact rate, monthly payment, and total cost before you confirm — and that total never changes afterward.
Do I need a down payment?
Sometimes. Depending on your eligibility and order size, a down payment may be required. If so, you'll see it up front at checkout — never as a surprise later.
Can I pay it off early?
Anytime, with no prepayment penalty. On interest-bearing plans, paying early means you pay less interest overall.
What happens if I return my bike?
If a return is approved under our Return & Refund Policy, the refund is applied to your loan and your remaining payments are reduced or cancelled, per Affirm's refund policy.
Rates from 0–36% APR. Payment options through Shop Pay Installments and Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Example monthly payments assume a 12-month term at 15% APR and are for illustration only — your terms may differ. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For the Shop Pay Installments lending disclosure, see Shop Pay Installments disclosures.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Pick your
Snapcycle.
The lineup starts at $1,599 — or $144/mo
Free shipping to the lower 48 · 1-year warranty