Buying With Affirm is Simple.
As an example, a $1,599 purchase might cost $278.28/mo over 6 months at 15% APR.
STEP 1
Fill Your Cart

Add everything you want to purchase to your cart and begin the checkout process.
STEP 2
Choose How You Pay

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
STEP 3
Pay Over Time

Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Buy With Confidence, No Surprises.
With Affirm, you always know exactly what you'll owe a nd when you'll be done paying.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
*Your rate will be 10–36% APR based on credit, and is subject to an eligibility check. For example, a $1,299 purchase might cost $117.33/ mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Frequently Asked Questions
Got more questions? Contact us
To create an Affirm account, you have to be at least 18 years old. To prequalify or get approved for a loan, you also have to be at least 18 years old. There are exceptions to this: You have to be 19 years old if you live in Alabama or if you’re a ward of the state in Nebraska.
You can submit an appeal via this form on their page: https://helpcenter.affirm.com/s/article/cant-verify-my-identity
Sadly, the decision to reject or approve your financing application lies with Affirm. If you have been declined, Affirm will send you an email with more details about its decision.
Yes, and there won’t be any transaction fees for early payments. You can download the Affirm app for IOS or Android and manage your payments from there.
The terms of our returns and refund policies can be found at the bottom of this webpage. Once we have received the item(s) from you in their original packaging and condition, we will initiate a refund to Affirm. Affirm will then return the amount paid so far (excluding interest) to you. The refund amount will show up in your loan timeline within 3–10 business days, and your balance will be updated.
Got more questions? Contact us
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